Secured loans in Punta Cana and Bávaro
In the country’s biggest tourism hub, your transfer van or your vacation-rental apartment can be the collateral that helps you grow.
Respaldo RD lends directly in Punta Cana: against a vehicle from US$3,000 (also to buy one with a down payment) and against property from US$15,000, up to US$75,000, over 6 to 24 months. To apply you need your cédula and the details of your collateral (the vehicle’s matrícula or the property’s title).
Built for an economy that runs on tourism
In Punta Cana, Bávaro, Verón and Friusa a lot of income doesn’t arrive as a fixed salary: it comes from excursions, airport transfers, commissions, tips or nightly rentals. At Respaldo RD we assess that reality better than a traditional bank review, especially when the asset you offer as collateral is the same one that earns the money.
If your work is seasonal, tell us. An application that explains high and low season is easier to assess than one with gaps.
Common collateral in the East
- Vans, minibuses and guaguas used for transfers and excursions: the one you already own (in your name or your company’s), or financing to buy one with a down payment. For example, a US$25,000 van with 30% down: we finance US$17,500.
- Apartments in gated communities in Bávaro and Cocotal rented by the night or by the month.
- Villas and houses in Verón, Cap Cana or Punta Cana Village.
- SUVs and pickups for personal or work use.
Bought off-plan? Check this first
Many apartments in Punta Cana are bought off-plan or through a trust (fideicomiso). Until the individual Certificado de Título is issued in your name, a mortgage usually can’t be registered on the unit. If you don’t have your title yet, tell us and we’ll walk you through alternatives, such as using a vehicle as collateral.
If your application doesn’t fit our criteria, we can refer you (with your consent) to partner lenders.
Frequently asked questions in Punta Cana
Does Airbnb or vacation-rental income count?
It can. Have your booking history for the last few months ready (bank statements help but aren’t required); in your application, mark that the property earns income and enter a monthly estimate.
Can I use a van registered to my transport company?
Often yes, but the loan and the collateral will be documented in the company’s name and we’ll need its corporate documents. Mention it in your application and we’ll tell you exactly what we need.
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Apply for your loan from Punta Cana
Send your application to Respaldo RD in about 3 minutes, or message us on WhatsApp. No obligation.