Secured loans in Cabarete

Capital for your kite school, your rental business or your beachfront property, using what you already own as collateral.

Respaldo RD lends directly in Cabarete: against a vehicle from US$3,000 (also to buy one with a down payment) and against property from US$15,000, up to US$75,000, over 6 to 24 months. To apply you need your cédula and the details of your collateral (the vehicle’s matrícula or the property’s title).

Businesses that run on wind and seasons

Cabarete has its own rhythm: wind season fills the kite and windsurf schools, and the quiet months are for repairing gear, renovating rooms or buying another vehicle. A secured loan lets you plan those upgrades before high season arrives.

Mixed incomes are common here: an apartment rented by the month, a couple of rental bikes and freelance tourism work. Describe all of them in your application; together they show your real ability to repay.

Common collateral in Cabarete

  • Apartments and studios rented monthly to long-stay visitors.
  • Houses and land in town, Callejón de la Loma or toward Encuentro, with title.
  • Motorbikes and ATVs for rentals, one unit or a fleet.
  • Pickups and vans that carry gear and groups.

Sports gear isn’t collateral, but your vehicle is

Boards, kites and water-sports equipment usually aren’t accepted as collateral. What does work is the vehicle you haul that gear with, or the property your business runs from, if it’s in your name with the paperwork in order.

If your application doesn’t fit our criteria, we can refer you (with your consent) to partner lenders.

Frequently asked questions in Cabarete

Does my business have to be formally registered?

It isn’t required to apply. To prove income, invoices, agency settlements, your booking history (including WhatsApp) and what your vehicles or property earn all count. An RNC (tax ID) and bank statements help, but they aren’t required.

How long does it take to get an answer?

An analyst reviews your application and messages you on WhatsApp, usually during business hours. The time to disbursement depends mostly on the appraisal and the collateral’s documents.

Apply for your loan from Cabarete

Send your application to Respaldo RD in about 3 minutes, or message us on WhatsApp. No obligation.

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