Vehicle
A loan against the vehicle you already own, or financing to buy one with a down payment. From US$3,000.
- Cars, SUVs and pickups
- Vans and guaguas, including transfer and tourism vans
- Motorbikes and ATVs
Private lender in the Dominican Republic
Loans secured by your vehicle or property.
Fast answers, direct financing. We lend our own capital, and we make the decisions, not a bank.
Vehicles from US$3,000 · Property from US$15,000 · Up to US$75,000 · 6 to 24 months
- Respaldo RD decides, not a bank
- Terms in writing before you sign
- Data protected (Ley 172-13)
What will you use as collateral?
Choose your path. Each type of collateral has different requirements.
Property
A loan secured by a first-lien mortgage, with the title in your name. From US$15,000.
- Houses, apartments and villas
- Lots and land with title
- Commercial premises and rental properties
Our terms
- Vehicle loans: US$3,000 to US$75,000 (approx. RD$180,000 to RD$4,500,000), 6 to 24 months. Borrow against a vehicle you own, or finance the purchase of a new or used vehicle with a down payment of about 20–30%.
- Property loans: US$15,000 to US$75,000 (approx. RD$900,000 to RD$4,500,000), 6 to 24 months, first lien only, up to ~50% of the appraised value.
- Competitive rate, no hidden costs: we give you every term in writing before you sign.
Peso amounts use a reference rate of US$1 ≈ RD$60. Every application is reviewed; approval isn’t guaranteed.
How it works
- Apply onlineTell us what collateral you have (or which vehicle you want to buy), how much you need and how you earn your income. It takes about 3 minutes.
- We assess your collateralA Respaldo RD analyst reviews your application, inspects or appraises the collateral and gives you the terms in writing.
- Sign and receive your fundsIf you agree with the terms, you sign with us and receive the money.
If you don’t qualify with us, we connect you with partners, only if you authorize it.
How we work
- We lend our own capital and decide ourselves, without going through a bank.
- You keep your vehicle or home and keep using it while you repay.
- Competitive rate, no hidden costs, with every term in writing before you sign.
- Your data is protected under Ley 172-13.
- We are not a bank.
- We never ask for upfront payments to approve or release a loan.
- We don’t guarantee approval: we review every application.
If your application doesn’t fit our criteria, we can refer you (with your consent) to partner lenders.
Where we lend
We take applications from across the country, with a focus on:
Frequently asked questions
Does Respaldo RD lend directly?
Yes. We are a private lender: we lend our own capital and we make the decisions, not a bank. If your application doesn’t fit our criteria and you authorize it, we can present it to partner lenders.
How much can I borrow?
Against a vehicle, US$3,000 to US$75,000 (approx. RD$180,000 to RD$4,500,000). Against a property, US$15,000 to US$75,000 (approx. RD$900,000 to RD$4,500,000), up to ~50% of the appraised value. Terms of 6 to 24 months. The exact amount depends on the appraisal and your ability to repay.
Do you finance vehicle purchases?
Yes. Besides lending against a vehicle you already own, we finance the purchase of a new or used vehicle with a down payment of about 20–30%. The vehicle you buy is the collateral.
What is the interest rate?
We offer a competitive rate with no hidden costs. Before you sign, we give you the rate, every fee, the payment schedule and the total cost of the loan in writing.
How much does it cost to apply?
Nothing. Applying is free. We will never ask you for money upfront to “approve” or “release” a loan; if anyone does that in our name, don’t pay and let us know.
Can I get a loan with bad credit?
Possibly. In a secured loan we look mainly at the collateral’s value and your ability to repay. A difficult credit history doesn’t automatically rule you out. Every application is reviewed; approval isn’t guaranteed.
Do you lend to people living outside the DR?
For now we only lend to people who live in the Dominican Republic, with a Dominican or foreign-resident cédula, and whose collateral is located in the country.
Ready to apply for your loan?
Send your application to Respaldo RD in about 3 minutes, or message us on WhatsApp. No obligation.